Chapter 7
The Easiest Online Bankruptcy System is Now Affordable

Not $400 Not $225

Now Only $69

This is the real deal, not some stripped down version. Others charge $250 and up.

Visit bkreview.com and Compare For Yourself.

bkreview.com complies a list of bankruptcy companies, both automated online software and Full Service companies. You will find that we are the best value for your money.

Some site such as E Bankruptcy and Vibrant lead you into thinking that they prepare the documents for you like the full service companies but in the end, they are offering you the same thing that we are, at double the price. Look them up.

They sell the same software at double our price. You can spot them from the thumbnail.

Not all bankruptcy software are the same. When you install any program on your hard drive, you give the software the right to also install whatever other programs, key-loggers, Trojan worms, tracker programs or spyware that it wants into your computer.

It is quite simple. When you click the download button, your browser asks you if you trust the program. It asks you this because browser makers like Microsoft® and Apple® know that a lot of malicious spyware are cleverly slipped in by apparently legitimate-looking companies.

Once you click, I Accept, the browser opens the doors of your entire computer to this outside company because you just said that you trust them with your life. This is one of the main reasons why you should avoid any bankruptcy program that gets downloaded and installed on your computer. But this is the least of your problems.

Here is The Catch

Every time you install a software to your hard drive, it writes permanent instructions to the heart of your operating system called the registry. It can also modify computer resources that other programs share.

Here is how it does it. Many of them will replace special operating system programs called DLLs with their own version of the same DLLs, because they think that their own version makes their bankruptcy program work better. While that may be true, they have just replaced a DLL written by Microsoft® or Apple® and tested on millions of users, with their own quirky and untested DLL.

If you think that this is no big deal, you will be singing the blues when other important programs that you have relied on for years stop working after you have installed some mew bankruptcy program. In the industry it is called DLL hell. You can do a search on Google for DLL hell and you will see what we are talking about. Click here for an instant Google search for DLL hell.

So, it is not always that the un-trusted software company is trying to slime your system. Most often it is that the writers of the new programs are just not that good or skilled at protecting your overall computer system. They care only about their program and if it works well but ruins your other programs, it is not their problem and chances are that you will never connect it to them. And you know, it is the same with their demo programs. Just because it says demo does not mean that it is any safer.

The Uninstall Trap: One would expect that uninstalling the program after you are done with it will solve all the problems, right? Wrong! Most often this is where the real problem starts. This is because when you do the uninstall routine, their uninstall will often delete not only some of its own DLLs but also shared DLLs that it has modified. This includes vital DLLs from the operating system that were replaced by the bankruptcy program.

This means that if your other important programs need the shared DLL, they will not find it and they will just stop working. During the uninstall process the Windows operating system will ask you if you want to delete certain DLLs as part of the uninstall. How do you now when to say no or yes? If you say, no, then the bankruptcy program stays on your hard drive. if you say yes, you could be inadvertently destroying the only copy of a DLL that other programs need.

Play it safe and use only online software: Online software displays in your browser just like any ordinary web page. It does not download to your hard drive and it does not install anything to your computer. The browser never has to ask you for permission to trust your life to a company that you do not know. Our easy online bankruptcy software runs on our own servers and never installs anything on your computer. You can use it from your work place and never have to worry about it leaving some programs on your company computer. So, use online software and...
Avoid Installing Anything on Your Hard Drive!!

Attorney Quality Bankruptcy At a fraction of The Cost

Dear Friend:

Our online software complies with the new bankruptcy laws and continues the tradition of making it all so hassle-free and that is saying a lot when you consider the tons of paperwork that the new laws have introduced. You have probably spent weeks researching and trying to decide if you should file and who you should use. If you are leaning towards using an attorney, you need to be aware that most attorneys take 2 to 3 weeks to get all the paperwork ready and they charge a king's ransom.

If cost is the bottom line for you, then we are the best value.

If you do not want to pay attorney fees but you want a level of service comparable to an attorney or may be perhaps even better in some cases, then use a full service company.

What is the difference between a Full Service company and an online attorney?

Little to none. The reason is that almost all online bankruptcy attorneys are full service companies who have rented an attorney's name so that they can charge more. Behind the scenes, the work is done by trained staff exactly the same way as any other Full Service company.

We charge a lot less than the full service companies, but if you want the added comfort of a trained person doing it for you, rather than using our easy online software, then these are the best Full Services companies.

USA Bk Associates

Easy Bankruptcy Services

Bridgeport American Bankruptcy

DebtorAid

EZ Filing

If you insist on using an attorney, here are some good ones. The last time we checked, they charged from $750 to $1250 which is reasonable.

Steven B. Lever, ESQ.

Randal Meek, ESQ

Reich & Scully, Attorneys at Law

Free Means Testing and Reviews.

Bankruptcy Reviews

Free Means Testing

(We do not get paid anything for mentioning these lawyers or bankruptcy resource vendors. We just want to let people know that they do not have to miss the new law deadline just because they cannot afford the legal fees.)

Before you order our easy bankruptcy software, read the rest of the page to find out what our online bankruptcy software does and to learn more about your choices.

Full Service or Hand Made bankruptcies take time and cost a lot because a trained person works all the numbers and makes sure that the finished documents will be approved by the court. That is what you get with an attorney or with a Full Service company.

Full Service and Attorney prepared bankruptcy documents are pretty much the same quality because even with an attorney, it is their trained staff who are really doing the work.

With an Automated Online System, you use computer software located on the server of the company to prepare your own bankruptcy in a do-it-yourself way. No one else other than yourself sees the information that you enter or prepares the documents or checks it for compliance with bankruptcy laws.

An automated online bankruptcy system is the next best thing when you cannot afford an attorney or a Full Service company. We are not a Full Service preparation company and we will not hide that from you. We provide the best Automated Online Bankruptcy System at the lowest price in the industry.

Our easy online bankruptcy software platform was developed with the help and approval of bankruptcy lawyers. We do not claim to be lawyer supervised. Only a full service company can provide lawyer supervision since a lawyer can review the documents before sending them to you.

If you are the nervous type and do not trust yourself do it using an automated online system, then visit bkreview.com and select one of the Full Service companies that they recommend. Bkreview checks out the various providers and lets you know which ones are Full Service and which ones are not. It is your bankruptcy and you deserve to know your choices.

How can we boldly ask you to check out the competition? It is easy. Most people can safely use an automated online bankruptcy system to prepare their documents and it is those people that our system is designed for. After comparing us to the others, you will come back to us because we are the best value for your money. If you decide to use them instead of us, then we we glad to have served a need.

Now that we have gotten that out of the way, here is what we can do for you...

Here are the 3 easy steps to using our online bankruptcy software:

1. Place Your Order: You order online on our secure servers. Ordering from us is extremely secure because we do not store your card number anywhere. We simply pass it on to your credit card issuer and then discard it. This way, even if thieves carry off all our servers, you are not compromised. We issue you a logon name and password with which you can log on to the Automated Online System.
    
2. Enter Your Data: Log on and enter your data in the easiest online entry screens every designed for bankruptcy. There is no guesswork and no confusing choices to make or instructions to read. There is no learning process. It usually takes 20 to 30 minutes to type in your bills.
    
3. Print and File: After entering your bills and personal information, you look it all over to make sure that it is okay. If you left out any bills by mistake, you can always log back in and enter it. When you are satisfied that you have entered everything, you simply press the print button and your documents will be generated by our powerful but easy bankruptcy software and displayed right there in your browser window. Print the documents and sign and then file them with the court by mail or in person. We provide you the location of the court where you need to file.

You access our automated system from your browser just as you would any other ordinary web page. You enter your information right there in your browser. There is no software to install and you do not need to use a word processor.

You can change any information that you have already entered and you can save your work on our server simply by clicking on the save icon.

You can print your documents as many times as you need to. If after printing you discover another bill that you left out, simply log back in and enter it and then print again. There is no need to ask us to reset your account, (what ever that means) or to grant you some special privilege. If you like, you can make 20,000 changes and reprint 20,000 times all in one night or in several days, that is entirely up to you. 

And here is one thing that you will love...

Our automated system has a proprietary checker feature that scans through all of the information that you have entered and checks them to make sure that they are within the acceptable ranges needed for approval. If something does not check out, the system flags it in red so that you can make changes.

Now that is not the same thing as having a pair of eyes looking over the data as you can expect with an attorney or Full Service company but it is a lifesaver. This is one more reason no other automated system comes close.

We guarantee that your documents will be accepted by the bankruptcy court or your full money back.

THAT IS ALL THERE IS TO IT FOLKS!

Read on if you want to get the boring details.

Our documents includes all of the official forms that are required in all 50 states and a few more that we throw in for good measure. This is a list of the official forms.

Voluntary Petition
Summary of Schedules
Schedule A __ Real Property
Schedule B __ Personal Property
Schedule C __ Property Claimed As Exempt
Schedule D __ Creditors Holding Secured Claims
Schedule E __ Creditors Holding Unsecured Priority Claims
Schedule F __ Creditors Holding Unsecured Nonpriority Claims
Schedule G __ Executory Contracts and Unexpired Leases
Schedule H __ Codebtors
Schedule I __ Current Income of Individual Debtor(s)
Schedule J __ Current Expenditures of Individual Debtor(s)
Declaration Concerning Debtor's Schedules 
Chapter 7 Individual Debtor's Statement of Intention
Statement of Financial Affairs
The Means Test
Mailing Matrix
Creditor list formatted for diskette.
Court Fee waiver

If you want to reaffirm some debts, we provide the reaffirmation forms for free.

You do not need a credit report in order to prepare your bankruptcy but if you want one anyway, you can get it for free by clicking here - Free Credit Report.

Our bankruptcy documents are valid in all 50 states and they are always up-to-date.

We have talked about Trojan worms and DLLs and now you know to stay away from executable EXE programs from no-name companies for fear of turning control of your computer to a malicious programmer. You never have to worry about that with us.

Our online bankruptcy system runs on our own servers, not on your computer, so there is nothing for you to install on your end. You use our software from your browser like you would any other plain web page. This way, you tap into the power of our system from the safe distance of your browser.

As we said earlier, our web interface is so easy to use, it is fool-proof. You do not have to know bankruptcy law or to read anything before using it. You simply answer a few simple questions such as your name, address, creditors, income and approximate expenses and the online system does the rest.

If you need to take a break, you can. Just click the save button and the system saves your data on our server so that you can log in again at your convenience to continue. Also, you do not need to have your information organized. Enter it however you like and our online bankruptcy software will organize it exactly the way the court wants it.

How quickly can you file your bankruptcy? That is entirely up to you. If you want to file your bankruptcy one hour from now, you can. This is because, since our easy online bankruptcy software is fully automated, you can print and file your documents whenever you are done entering your basic information. You can enter your information in as little as 10 minutes and the software can print your documents in a matter of seconds, so it is really up to you.

Oh Yeah! One more thing. You can log on from any location to enter your info or to print your documents. You can start at home and then continue on your lunch break from work.

TRY OUR DEMO

If you are still not sure that our automated system is for you, visit bkreview.com and compare us to the other options available.